One Platform. Every Payment.
Endless Possibilities.
Send money, pay bills, top up your phone — instantly, for free.
Instant. Secure. Fee-free transfers.
Rs. 0
P2P Send Fee
Instant
Transfer Speed
100+
Utility Billers
M. ALI KHAN
Available Balance
Rs. 24,560
Active Account
K-Electric Bill
Electricity Paid
Ahmed Shah
Funds Received
Telenor Load
Mobile Topup
Our Vision
To become Pakistan's most trusted digital financial platform, enabling secure, intelligent, and inclusive financial services for governments, businesses, and individuals.
Our Mission
To simplify payments, accelerate financial inclusion, and empower organizations with innovative fintech solutions that are secure, scalable, and future-ready.
Revolutionizing
Digital Payments.
OnePay is an enterprise-grade fintech platform built to simplify digital payments, automate collections, and accelerate Pakistan's transition toward a cashless economy.
Designed with scalability, security, and innovation at its core, OnePay enables organizations to seamlessly collect payments, automate reconciliation, manage settlements, and gain real-time business insights through a powerful digital ecosystem.
From startups and SMEs to enterprises and government organizations.
Flexible financial technology solutions tailored to every business need.
Seamless integration that accelerates business growth.
// Infrastructure Status & Health
API Latency
Uptime SLA
Built for scale.
Engineered for speed.
We stripped away the legacy bank infrastructure so your engineering and finance teams can focus entirely on what matters: building a great product.
Instant API Settlement
Access your funds immediately. No more waiting for weekend processing or arbitrary bank holding periods.
Live in 2 Hours
Drop in our modern REST SDKs. Eliminate SOAP endpoints, XML parsing, and endless physical bank visits.
Flat Transparent Pricing
Pay only for successful transactions. Zero setup fees, zero hidden costs, and absolutely no monthly minimums.
99.99% Cloud Uptime
Enterprise-grade, active-active cloud infrastructure that auto-scales seamlessly during your highest peak sale events.
One Platform.
Multiple Solutions.
Accept payments globally
Digital Payment Gateway
- Visa & Mastercard
- UnionPay
- Local Cards
Instant offline checkout
Universal QR Payments
- RAAST Enabled
- Dynamic QRs
- Zero Setup Cost
Powerful APIs.
Faster Integrations.
Integrate OnePay into your stack within days, not months. We provide everything you need to build world-class financial experiences.
import { OnePay } from '@onepay/node-sdk';
// Initialize the client
const onepay = new OnePay({
apiKey: process.env.ONEPAY_SECRET_KEY,
environment: 'sandbox'
});
// Create a digital payment intent
const payment = await onepay.payments.create({
amount: 5000,
currency: 'PKR',
customer: {
email: 'ahmed@example.com',
phone: '+923000000000'
},
successUrl: 'https://yoursite.com/success'
});
console.log(payment.checkoutUrl);200 OK
Payment Processed
Seamless Integration With
Start accepting payments
in simple steps.
Register
Sign up as a Merchant or Enterprise through our digital portal.
Onboard
Complete digital onboarding with automated e-KYC verification.
Integrate
Integrate APIs or use the OnePay Dashboard directly.
Accept
Accept payments across multiple channels instantly.
Notify
Receive instant notifications for every transaction.
Reconcile
Automatic reconciliation across all payment channels.
Settle
Fast settlement directly to your verified bank account.
Analyze
Access real-time analytics and business insights.
Everything You Need to Move Money
From personal transfers to business payouts, OnePay provides a comprehensive suite of digital payment services.
Mobile Wallet
A secure digital wallet for everyday transactions. Load funds, send money, and pay on the go.
Bank Transfers
Transfer money to any bank account across Pakistan — instantly and with minimal fees.
Bill Payments
Pay utility bills, internet, phone, and more in seconds. Never miss a due date again.
Merchant & QR Payments
Accept and make payments via QR codes. Simple, contactless, and universally supported.
Card Services
Link your debit or credit cards for seamless transactions across our platform.
Business Payouts
Bulk disbursements, vendor payments, and salary distribution for businesses of every size.
Pay or Get Paid Instantly From
Powering Payments Across Every Industry
Your Trust is Protected
World-class security standards protect every transaction. Built for the financial institutions that demand the highest levels of protection.
PCI DSS Security
Full compliance with the highest level of payment card industry security standards.
End-to-End Encryption
AES-256 bank-grade encryption protects every transaction from initiation to settlement.
Tokenization
Sensitive card data is replaced with secure tokens, never stored in raw form.
Fraud Prevention
AI-powered real-time fraud detection with risk scoring and behaviour analysis.
Secure APIs
OAuth 2.0 authentication, rate limiting, and IP whitelisting for every API endpoint.
Continuous Monitoring
24×7 security monitoring with instant alerts for suspicious activity.
Audit Trails
Complete audit logging for every transaction and administrative action.
Regulatory Compliance
Full compliance with SBP regulations and data privacy controls.
Our Clients
Ready to Transform Digital Payments?
Whether you're a government institution, enterprise, fintech startup, educational institution, healthcare provider, or retailer — OnePay provides everything you need to modernize your payment ecosystem.